OUR SERVICES

We offer a full financial planning service, which entails conducting a full financial
needs analysis and developing a financial plan:Investment Planning
> Retirement Planning
> Estate Planning
> Risk Planning (Life, Dread Disease, Professional Indemnity
> Short Term Insurance Inclusive Crop Insurance
> Business Insurance
> Gap Cover
> Group Funeral Cover

Cash is an important current asset when running a business. Cash is
always needed to run a business enterprise. A reasonable cash balance is
always preferred.

Risk management is to reduce the effect of unforeseen events such as death, disability
and severe illness on your personal financial portfolio. Insurance is able to provide
financial protection to you and your family by:

We set up Employee Benefit Schemes which include:
> Group Life Cover
> Professional Indemnity
> Business Assurance
> Commercial Insurance.

Help business to invest in assets to generate high return rather than holding on CASH.

This is about protecting the value of physical assets of business and personal, including machinery, vehicles, and buildings.

Any personal money you put into the business will come back to you in the event of your death, disabilty or critital illness, without afftecting your business.

An employee benefit scheme comprises :
> A pension fund benefit,
> Group risk cover (death and disability),

> Funeral benefit.

Retire Right. The earlier you plan your retirement right now, the better than sorry when you don’t have sustainable income post-retirement years.

Professional Indemnity Insurance provides industry professionals protection against financial or
legal cost in the event of a third-party claim as a result of actual or alleged negligence when
providing a service or giving advice in a specialised field.

What will happen to your business when you are no longer here? Consider the impact on
your co-owners, staff and family. If the business cannot be sold or needs to be wound up, do
you understand the costs and implications? Business assurance helps protect your
business’s future and shield your loved ones from financial burdens:

Gap Cover is the invaluable safety net that covers the shortfall between what medical schemes pay and what specialist doctors charge. Without this, policyholders may find themselves paying for unexpected costs from their own pockets.

This is a group funeral plan offered to companies for the benefit of their employees. The policy
provides a lump-sum payment to cover costs related to a funeral. For all valid claims, we will
make the payment within 48 hours after receiving all claim documents.

Group Scheme funeral cover proviides financial protection to people
who belong to group schemes suck as:

>Church

>Stokvels

>Unions

>Clubs

>other similar groups